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CODE OF ETHICS

IFA is committed to the highest standards of ethical behavior and regulatory compliance, which it applies in all areas of its operations.

Our Code of Ethics guides and governs all activities of IFA and its members with third parties, including partners and suppliers. Based on the principles of respect for legality, honesty in business relationships, mutual respect and transparency, the Code of Ethics is basic rules of mandatory compliance for IFA's members and for any person, natural or legal, who interacts with them and with the Company.

INTERNAL
INFORMATION
SYSTEM

IFA has implemented a complete criminal risk prevention model based on the ethical and compliance culture that the Company applies to its activity and which is preached in the Code of Ethics. This model aims to prevent, detect and react to the possible commission of unlawful conduct.

In line with the above, IFA has an Ethics Channel for reporting potentially irregular conduct, which is integrated into IFA's Internal Reporting System, complies with the applicable regulations and, in particular, with Law 2/2023, which regulates the protection of persons who report regulatory violations and the fight against corruption, and is governed by the Internal Reporting System Policy.